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What is a modular home?

A modular home is built, section-by-section, in a factory setting according to the International Residential Code (IRC), which requires compliance with all state and local building regulations.

When a modular home has been fully fabricated, the sections are then transported to the building site and assembled on a permanent poured foundation.

There are many reasons to consider buying a modular home, including:

  • Money Savings
    Modular homes cost 60 to 70% less to build than conventional homes.
  • Short Turnaround Time
    On average, modular homes take one to three months to build compared to six or 12 months for conventional construction.
  • Highly Customizable
    Modular homes offer even more customization options than manufactured homes. They are available in a wide variety of floor plans and designs with hundreds of options for finishes.
  • Energy Efficiency
    A modular home is often built to higher energy efficiency standards than other homes.
  • Simplified Financing
    There are many options for financing a modular home, including FHA loans, USDA loans, VA loans, Home-Only loans, and even conventional mortgages. Even though there are various components involved in building a modular home – such as site clearing and grading, septic tanks, driveways, carports, etc. – the loan can be configured so you have one single monthly payment.